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Friends help friends bank smarter – and earn $50*. Refer a friend to bank with Axos and you’ll both receive $50.
Here's how easy it is.
Invite Your Friends
Copy your unique referral link to share with friends. You can send the same link to as many friends as you’d like. The more you share, the more you can earn!
Get Paid
Once your friend opens their new Rewards Checking account and meets certain requirements*, we'll deposit $50 into your account and theirs.
Keep Earning
Share your link with as many friends as you'd like. For each friend that opens their new Rewards Checking account and meets certain requirements*, you'll get a $50 deposit. There's no limit to what you can earn!
Frequently Asked Questions
Which accounts can I recommend? 
Right now, you can refer Rewards Checking through our referral program. We’ll keep you posted if this changes (please note that minors and trusts are not eligible to receive or share referrals).
Will I automatically get the $50 after my friend opens an account?
To be eligible for the $50 referral bonus, you must:
- Open a new Essential or Rewards Checking account using your friend’s unique referral link
- Receive at least $1,000 in direct deposit funding within 90 days of opening new Essential Checking account
What are the benefits of a Rewards Checking account?
If your friend likes earning interest on their money, then they’ll love Rewards Checking, which includes up to 3.30% APY**. Rewards Checking has zero monthly maintenance fees, zero overdraft or non-sufficient funds fees, and zero minimum monthly balance requirements. Plus, we reimburse all domestic ATM fees and offer online debit card management.
Who is eligible to be referred?
Your friend is eligible to receive a referral if:
- They have never owned an Axos Bank account
- They are approved to open an Axos Bank account
- They use your unique referral link
My friend opened a new account but didn't use my referral link. Will I still get the referral bonus?
Unfortunately, no. Your referral must use your unique link to participate in the referral program.
My friend used the referral link to open multiple accounts. Will I get an additional bonus for each account?
No – only one bonus will be rewarded per friend referred.